We're on a mission to help companies buy what they need to grow with faster, more predictable access to financing.
The $1.3 trillion vendor financing market has been traditionally dominated by banks and other legacy providers that utilize tedious processes including multi-thread email chains, manual doc review, multi-day underwriting, limited deal status visibility, and fragmented coordination between vendor, lender, and channel partner.
We built a new way to finance enterprise tech deals, combining AI-powered underwriting, enterprise-grade lending, and an intuitive payments portal into a single platform.
Funded by industry-leading investors
Capchase Co-founders: Przemek, Luis, Miguel and Guli
Our story
Capchase was founded in 2020 with a simple insight: enterprise technology deals were stalling because financing was broken. Buyers couldn't absorb large upfront costs. Traditional lenders took days or weeks to offer loans and weren't flexible on terms. Sales teams were buried in email chains and manual paperwork. We set out to fix that.
The result: faster deal cycles, larger ACV, and a dramatically better experience for sales reps, finance teams, channel partners, and B2B buyers. In SaaS, there’s a conflict between how customers want to buy, and how vendors want to sell.
Today, Capchase is the only platform that simultaneously serves as the lender, the underwriting infrastructure, the deal management platform, and the payments portal. No bank has the AI capabilities that drive speed. No fintech lender is embedded within Salesforce. No Buy Now, Pay Later platform has enterprise scale. We offer all three.
Customers want to delay payment or spread it out to manage their budget and cash flow better – whereas software and hardware vendors want the money upfront to cover their costs and reinvest sooner.
Countries
Financing volume
Increased deal win rates
Applications approved in < 30 seconds
Of vendors paid on time and in full in 2025
Transactions managed
Financing at the speed of enterprise tech.
Here are some of our milestones along our journey
Founded
Founded in New York with a mission to make enterprise technology deals happen faster. Built our foundational technology and lending infrastructure.
Series A Expansion
Secured $125M in funding. Expanded across the U.S., U.K., and Spain.
Series B & Expansion
Secured $80M in funding. Extended financing solutions and expanded to Canada, Finland, Sweden, Belgium, and the Netherlands.
Launched Capchase Pay
Launched Capchase Pay, combining Buy Now, Pay Later financing with compliance and risk mitigation. Surpassed $1B in financing volume. Named to Forbes' Next Billion Dollar Startups.
Top of B2B BNPL category
#1 in B2B Installment Payments & Buy Now, Pay Later on G2. Surpassed 2,000 active vendors and buyers. $1B+ in total capital secured.
2026 — $200M+ in New Funding
Secured $200M+ in incremental funding to scale AI-native financing infrastructure globally. Launched Agentic Lending Coordinator to serve Fortune 500 enterprise tech companies including Palo Alto Networks, Barracuda, CDW, and Insight.
Our proudest moments
Best Startup Employer
We’re in New York, Madrid, and Barcelona.
New York
116 E 27th St, 4th Floor
New York, NY 10016
United States
Madrid
Paseo de la habana 28- 1 D 28036, Madrid
Spain
Barcelona
Carrer Balmes 163, Ppal 1ª,
08008, Barcelona
Spain
