Finance retains control. Sales gets unblocked.
Capchase programs are customized to your vendor with finance-approved pricing, terms, and underwriting — before a single deal is run. Your team gets real-time visibility into every loan. You get paid on Net 30 terms, every time.
Trusted by Fortune 500 tech companies and their customers:
Get paid upfront on every deal — including multi-year and reseller deals
Capchase funds the deal and pays your company the full contract value upfront — on Net 30 terms. Buyers pay Capchase in installments. You never wait on a budget cycle or chase a payment again.
Offload collections. Eliminate billing headaches.
Capchase handles all billing, collections, and reconciliation — so your team focuses on strategic work, not chasing invoices. 99% accuracy after accounting reconciliations.
Real-time visibility into every financed deal
Finance teams have full visibility into pricing, terms, and payment status across every loan at app.capchase.com — with integrations into your existing accounting systems.
Why finance teams choose Capchase
Finance-approved programs. Real-time control. Zero surprises.
Finance-approved pricing and underwriting — customized before launch. No rogue deal structures.
100% upfront payment on every deal. Net 30 terms. No collections burden.
Real-time visibility into all loans via app.capchase.com — integrated with your accounting stack.
Larger deal sizes and faster sales cycles — without added risk to your balance sheet.
Capchase saves our finance team from having to chase down payment, gets us the annual contract cash upfront, and plugs right into our existing systems.
Frequently Asked Questions
B2B software and hardware companies use Capchase to close new business deals utilizing financing. You always have a choice about offering Capchase to customers ,as there are no obligations or usage minimums.
To be eligible for Capchase, your customer must be a business located in a supported geography, which includes the United States, Canada, United Kingdom, Ireland, Spain, Belgium, Netherlands, Finland, and Sweden.
It cannot be in a regulatory-prohibited industry.
The annual contract value must be above the minimum threshold for the geography based on regulation rules for business lending.
We earn money on net interest income from the loans we originate, and transaction fees on the financing we facilitate. Fees can be paid by the vendor, the buyer, or split between both parties.
Our incentives align directly with our customers', we only make money when deals close.
The setup of Capchase is very simple. In under 24 hours, you can be ready to close your first financed deal.
No. Capchase does not perform a credit check on your customers. We run your customers through our “behind the scenes” eligibility check, which takes about a minute and leverages publicly available information. This check ensures your customer is a legal entity, meets our requirements, and has no fraudulent activity to their name.
The Capchase application is available directly inside Salesforce and HubSpot. Both integration installations are minimally involved and fast to set up.
Our APIs are available to embed Capchase into a digital checkout experience or another closing flow, and you can connect it to any accounting, billing or CPQ system.
Capchase offers your customers the ability to flexibly pay their contract via ACH debit or credit card depending on the geography. That includes ACH, BACS, SEPA, Autogiro, and PAD.
We also offer your customers the ability to pay upfront directly through Stripe (at no additional fee).
See Capchase in action
Finance retains control while sales closes more deals.
