Upfront payments without stunting sales
Capchase helps finance teams optimize cash flow without disrupting sales by delivering the best of both worlds. No matter the payment terms, get paid upfront and gain a new level of predictability.
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Trusted by over 2,000
vendors & buyers
Access revenue sooner
Empower your buyers to choose payment terms that work for them—monthly, quarterly, or annually — while ensuring your business receives the cash flow it needs upfront.
Offload payment collections
Capchase handles all billing and collection operations, so your team can focus on more strategic initiatives than chasing payments.
Improve cash flow visibility
Easily view real-time payment and collection activity to ease reconciliation—all from one intuitive dashboard that integrates with your process and tools.
The future of B2B payments is here
Are you leveraging the latest payment innovations to strengthen your growth and financial stability?
Stop rogue or one-off deal structures that you’ll have to manage.
Reclaim valuable time for your team without billing and collections.
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Tighten your books ahead of going public without slowing sales.
Increase revenue received upfront for stronger quarterly earnings calls.
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Capchase saves our finance team from having to chase down payment, gets us the annual contract cash upfront, and plugs right into our existing systems.
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Frequently asked questions
SaaS vendors use Capchase Pay to close new business deals and renewals. You always have the choice of which deals, as there are no obligations or usage minimums with Capchase Pay.
To be eligible for Capchase Pay, your customer must be a business located in a supported geography (which includes the United States, Canada, United Kingdom, Spain, Belgium, Netherlands, Finland, and Sweden). It cannot be in a regulatory-prohibited industry. The annual contract value must be above the minimum threshold for their geography based on regulation rules for business lending.
There is a flat financing fee for each deal using the Capchase Pay flexible payment method. This fee can be paid by the Vendor, by the Buyer, or split between the two parties.
The setup of Capchase Pay is very simple. In under 24 hours, you can be registered and ready to close your first deal with flexible payment terms.
No, Capchase does not perform a credit check on your customers. We run your customers through our “behind the scenes” eligibility check, which takes about a minute and leverages publicly available information. This check ensures your customer is a legal entity, meets our requirements, and has no fraudulent activity to their name.
The Capchase Pay application is available directly inside Salesforce and HubSpot. Both integration installations are minimally involved and fast to set up. Additionally, our APIs are available to embed Capchase Pay into a digital checkout experience or another closing flow.
Capchase Pay offers your customers the ability to flexibly pay their contract via ACH debit or credit card depending on the geography. That includes ACH, BACS, SEPA, Autogiro, and PAD. We also offer your customers the ability to pay through Stripe.
Get started with Capchase
Offering payment flexibility has never been easier
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