Pay on your terms
Capchase provides flexible payment options on software and hardware contracts so you can manage your cash flow more effectively.
Making it easier to buy software
and hardware from companies like:
Let your buyer choose their preferred terms
Software and hardware vendors can easily configure a digital payment link with payment term options for customers to choose between, letting them optimize their cash flow while the Vendor still gets paid upfront.
Pay flexibly in 3 steps
Review your company information and confirm everything looks correct.
Select a payment method and schedule that works best for your business.
Confirm and sign. Capchase pays the full amount to your vendor, and you pay the first installment.
Spread out your SaaS payments
Break up large expenses into smaller installments like monthly or quarterly, while still gaining full access to the software you purchased right away.
Submit your invoices
Create an account, get approved in less than a day and begin uploading your invoices for software financing.
Pay on your terms
We’ll pay your annual subscription and you pay us back in monthly installments. It’s that easy!
Single source of truth
for your subscriptions
Keep track of the subscriptions you are paying through Capchase in one location. Access exclusive discounts from other SaaS vendors.
Manage multiple subscriptions
You can pay for multiple software purchases through Capchase, spreading out the payments and managing them all in one place.
Review payment schedule
Use the Buyer Pay Portal to manage your subscription payment schedules and adjust timing or payment method if needed.
The future of B2B payments is here
Hold onto your cash for longer to invest in your company’s growth instead of paying for software before even using it.
Capchase makes paying for software easier, complete your secure payment link in 3 steps.
Manage your flexible payments in one centralized location, the Capchase Pay Portal.
Finance software purchases and renewals on easy monthly terms, without impacting your service.
Frequently asked questions
Capchase has been an industry leader in the SaaS financing and payments space since 2020. We’re backed by world-class investors and banking institutions. We have made $2.5+ billion in funding available to fast-growing B2B SaaS companies through our financing and payments products, including providing flexible payment terms for more than 2,000 software purchases. You can read our customer testimonials here.
Yes. Capchase runs on secure payment networks and rails that are standard across the industry, including ACH, SEPA, BACS and more. Capchase complies with all B2B payment regulations and requirements to ensure payment data is transferred securely. Capchase works with key banking and payments partners to power our payments including JPMorganChase, GoCardless and Stripe.
You can make payments via ACH direct debits in the U.S., BACS direct debits in the U.K., SEPA direct debits in Eurozone/EEA, Autogiro direct debits in Sweden, PAD in Canada, or in some cases via credit card. Direct debit transactions are subject to bank processing times and working hours.
You can track all your subscriptions that you are paying through Capchase in the Buyer Pay Portal here.
It is a contract between your company and Capchase. It details how Capchase will pay for your subscription services upfront and how you repay Capchase over time. The agreement also covers data use, payment details, and the consequences of missed payments.
No, Capchase does not require any upfront security from Buyers, but the Buyer is responsible for making payments in a timely manner. If a payment fails, Capchase may work with the Vendor or the Buyer directly to resolve the payment issue.
By using Capchase Pay to finance your software subscription, you are taking a loan from Capchase. If you want to repay the balance of the loan at any time to lessen your debt position, you are able to do so at no additional fees.
Yes. In the Buyer Pay Portal, you can submit additional annual software invoices that you'd like to spread out the payments for. Just click the "Financing" tab once in the Portal and follow the steps.
Need to reach our support team? Contact support.pay@capchase.com
