Capchase Secures $200M+, as Demand for Vendor Financing in Enterprise Tech Deals Accelerates

NEW YORK, May 27, 2026 — Capchase, the leading vendor financing platform for enterprise tech, today announced it has secured $200M+ in incremental funding to scale its embedded financing infrastructure across the global tech landscape. 

The funding, a mix of debt warehouse facilities and equity backed by institutional investors, reflects market validation that vendor financing has become essential infrastructure for enterprise technology companies to sell hardware and software products. As global B2B buyers face tighter budgets and greater scrutiny over large, up-front purchases, demand is growing for flexible lending infrastructure. The new capital allows Capchase to deploy AI-enabled features and to scale the company to serve more tech customers in more markets.

The Market Shift: Financing as a Growth Lever for B2B Tech Companies

The $1.3 trillion vendor financing market has been traditionally dominated by banks and other legacy providers that utilize tedious processes including multi-thread email chains, manual doc review, multi-day underwriting, limited deal status visibility, and fragmented coordination between vendor, lender, and channel partner.

Capchase replaces those bottlenecks with instant financing infrastructure embedded directly into sales tools such as Salesforce, enabling 97% of lending applications to be vetted and approved in under 30 seconds. 

“Capchase accelerates business. For a cybersecurity company like Barracuda, the ability to offer customers flexible subscription financing, with and through our partner ecosystem — without the delays of traditional lenders — directly translates to faster deal cycles and stronger customer relationships. Capchase has become a genuine competitive advantage for our channel.”

— Geoff Waters, CRO, Barracuda

In today’s macroeconomic environment, buyers are under budget constraints and tighter cash controls from their CFOs, who prioritize cash preservation even over mission-critical infrastructure. Capchase solves the growing gap between buyer urgency and finance approval to sign contracts with large upfront payments. With Capchase, tech vendors can:

• Offer instant financing before  the point of sale
• Close deals without waiting for customers’ budget cycles to align
• Get paid upfront while buyers pay over time

“What we look for in a financing partner is straightforward: they need to move at the speed of the channel. Capchase does exactly that. Quotes turn into approvals in minutes—not days—and that velocity carries through to our sellers and our clients. That’s the standard partners should be held to in 2026.”‍

‍— Rob Zack, Vice Chair,  MicroAge

The Only Salesforce-Native Financing Platform for Enterprise Tech Vendors

Capchase is uniquely positioned in the market as the only platform that’s both a direct lender and the financing infrastructure. Banks have capital but lack technology, speed, and scale. Other tech financing vendors don’t lend capital from their balance sheets. Capchase offers both at enterprise scale.

"We moved away from our previous financing provider when it became clear they couldn’t match the speed, technology, or certainty of funding that Capchase offers. What once required hours of forms, email chains, and back-and-forth with customers now happens in minutes directly within Salesforce. Financing used to be a friction point in our sales motion. With Capchase, it became a growth driver."

— Stephanie Southard, Head of Sales, Datarails

AI-Enabled Underwriting & Lending: From Days or Weeks to Minutes

Capchase AI powers core functionality including underwriting, proposal pricing, order generation, and deal management. But today, Capchase launches a new AI-native product that further streamlines the financing process. 

Agentic Lending Coordinator

This pioneering AI agent collects quotes, purchase orders, emails, and other artifacts and converts them into a fully-structured, executable loan package instantly. The Agentic Lending Coordinator also manages multi-party collaboration between vendors, partners, and buyers, using programmable workflows to automate follow-ups, document collection, and contract signing. Since the beta launch, Capchase customers  have seen this newly-released functionality condense an 8-hour process into a 60-second automation that pushes deals through to completion.

Fortune 500 Tech Companies Run on Capchase’s Financing Infrastructure

Capchase’s category leadership position is reflected in its growing customer ecosystem, including Barracuda (mission-critical cybersecurity platforms), CDW and Insight (the largest IT solution providers in North America), and MicroAge (which extends financing to the mid-market segment via the reseller channel).

These partnerships highlight where financing demand is strongest: multi-party enterprise tech deals where speed determines outcomes.

“Traditional financing lenders have capital but lack technology, speed, and scale. By becoming both the lender and the infrastructure for vendor financing, we’re making it a growth lever for sales teams, rather than a bottleneck.”

— Miguel Fernandez, CEO & Co-Founder, Capchase

About Capchase

Capchase is a vendor financing platform and lender that helps enterprise technology companies close more deals by offering instant financing to their buyers. We’ve transformed the vendor financing process by embedding underwriting, origination, and deal management directly into sales workflows, and generating loan proposals and documents with the help of AI agents. Unlike traditional banks and legacy equipment financing providers whose processes involve multi-day underwriting, manual paperwork, and fragmented email threads, Capchase enables buyers to access the tech they need now while paying over time.
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Founded in 2020, Capchase serves leading enterprise tech companies and channel partners, including Barracuda, Verkada, Motive, Okta, Datarails, CDW, Netradyne, and Insight. Capchase is based in New York, with offices in San Francisco and  Madrid, and is backed by leading fintech investors QED, Invesco, Thomvest, and 01 Advisors.

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Media contact: Ally Basak for Kindling Collective

ally@kindling-collective.com